Skuto Plan Picker
Find out in one minute whether a paid AI plan is worth it for you — real euro prices, VAT included, re-verified every week.
Question 1 of 3
See the full table, all plans compared
| Plan | Price per month | Training default | Key limit |
|---|---|---|---|
| ChatGPT Free | Free | Trains on your chats unless you switch it off | Roughly 10 messages per 5 hours on the flagship model, then chats automatically fall back to a mini model until the window resets. Limits are dynamic and shrink under heavy load. |
| ChatGPT Go | €8 per month | Trains on your chats unless you switch it off | OpenAI listed up to ~160 flagship-model messages per 3 hours for Go and Plus as of May 2026, with fallback to a mini model afterwards. Caps are dynamic, not contractual. |
| ChatGPT Plus | €23 per month | Trains on your chats unless you switch it off | Up to ~160 flagship-model messages per 3 hours (May 2026 figure), plus higher caps on advanced reasoning, files and image generation than Go. Dynamic, adjusted with demand. |
| ChatGPT Pro | €229 per month | Trains on your chats unless you switch it off | Effectively unlimited use of flagship models, subject to fair-use guardrails against abuse and automation. |
| Claude Free | Free | Asks you about training at sign-up | Anthropic publishes no fixed number for Free: expect a small handful of messages per 5-hour window, shrinking with long conversations, attachments and peak demand. |
| Claude Pro | $20 per month | Asks you about training at sign-up | Anthropic estimates at least ~45 short messages per 5-hour window; a separate weekly all-model cap also applies, and 5-hour limits were reduced during weekday peak hours from March 2026. Long chats and attachments consume the budget faster. |
| Claude Max (5×) | $100 per month | Asks you about training at sign-up | 5× Pro usage per 5-hour window plus a higher weekly cap; exact message counts depend on conversation length and model choice. |
| Claude Max (20×) | $200 per month | Asks you about training at sign-up | 20× Pro usage per 5-hour window plus the highest weekly cap; exact message counts depend on conversation length and model choice. |
| Gemini (no subscription) | Free | Trains on your chats unless you switch it off | Since I/O 2026 Google uses compute-based limits instead of fixed prompt counts: the budget refreshes every 5 hours with a weekly cap on top, and complex prompts or Pro-model use consume it faster. |
| Google AI Plus | €4.99 per month | Trains on your chats unless you switch it off | About 2× the standard (free) compute-based limits, same 5-hour refresh plus weekly cap. |
| Google AI Pro | €21.99 per month | Trains on your chats unless you switch it off | About 4× the standard compute-based limits with broader Pro-model access (previously ~100 Pro prompts/day under the old fixed system). |
| Google AI Ultra (entry tier) | €99.99 per month | Trains on your chats unless you switch it off | 5× (entry Ultra) up to 20× (top Ultra) the standard compute-based limits, with the highest access to Pro models and agent features. |
| Google AI Ultra (top tier) | €219.99 per month | Trains on your chats unless you switch it off | 5× (entry Ultra) up to 20× (top Ultra) the standard compute-based limits, with the highest access to Pro models and agent features. |
| Le Chat Free | Free | Trains on your chats unless you switch it off | Mistral publishes no exact numbers; third-party testing puts the free soft cap around 25 messages/day, consumed faster by image generation and deep research. |
| Le Chat Pro | €14.99 per month | Doesn't train on your chats by default | Much higher message, search and image caps than Free, including long-running coding/agent sessions; Mistral does not publish exact numbers. |
Last verified:
Should you pay? An honest answer
Everyone around you seems to have an AI subscription, and the quiet question is: should I? This tool answers it in about a minute. Tell it what you actually do with AI, how often, who pays and what matters most, and it recommends one plan from the current ChatGPT, Claude, Gemini and Le Chat line-ups, with a runner-up, the real monthly price in euros, and a plain note about what that plan does with your chats.
The part most comparison sites skip: free plans compete on equal footing here. If your answers describe light use, the pick will be a free plan and a straight "you don't need to pay yet", because that's true for a lot of people. A tool that always lands on a paid plan isn't really a tool. It's a sales page.
Three steps to your pick
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Answer the five questions
What you use AI for, how often, who pays, what matters most, and which language you work in. Tap a card, hit next; you can go back anytime.
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Read your pick
The plan, its monthly price, what you get, and, just as important, whether it trains on your chats by default. The "why this pick" line reflects your own answers back to you.
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Check the full table
See every plan side by side (price, training default and usage caps), then follow the link to the vendor's own pricing page to confirm before you pay.
Where every price comes from
Every price comes straight from the vendor's own pricing page: OpenAI's, Anthropic's, Google's, Mistral's. We record prices in euros with VAT included wherever the vendor publishes them that way; when a vendor only lists dollars (Anthropic does), we show the dollar price and say so rather than invent a euro figure. An automated scan re-reads those pages every week, and the "Last verified" date below only moves when we actually checked. The full process is on our how we test page.
The ranking is a small, fixed scoring rule: how well a plan's capacity fits your usage, then your stated priority (price, privacy, power or best-free), then the plan's training default. No vendor pays to move up; the top spot isn't for sale. Honest disclosure: some links to vendor pages may become affiliate links in the future, which is why they're already marked as sponsored. If that happens, we may earn a commission, and the ranking still won't change, because the scoring rule doesn't see the links. One more thing worth knowing: usage caps are dynamic, because vendors tighten them under load, so treat the limits column as a fair guide, not a contract.
Frequent questions
Is the free plan enough for most people? +
Often, yes, and this tool will tell you so. If you ask an AI something a few times a week, every major free tier covers you, and the picker's first job is to say "you don't need to pay yet" when that's the truth. Paying starts to make sense when you hit the usage caps mid-task: daily work, long documents, coding sessions, lots of images. The questions are designed to find exactly that line.
Why is Claude billed in dollars? +
Anthropic publishes its consumer prices in US dollars and adds your local VAT at checkout, so there is no fixed euro list price: the euro amount moves with the exchange rate. Where that's the case, the picker shows you the dollar price and says so openly instead of inventing a euro number. Most other vendors publish euro prices with VAT included, and those are the ones we show.
What's the AVV thing for German businesses? +
AVV is short for Auftragsverarbeitungsvertrag, the data processing agreement (DPA) that GDPR requires when a company lets a provider process personal data on its behalf. Consumer AI subscriptions, even expensive ones, don't include one. If a business pays and personal data is involved, the vendor's business product or API is the route that comes with a DPA. The picker flags this whenever you answer "my business pays".
Do paid plans stop training on my data? +
Mostly no, and that's one of the most common misunderstandings we see. The big consumer paid plans keep the same training default as their free tiers: on unless you switch it off in settings. The exceptions are real, though: Mistral's paid tier is opted out of training by default, and Anthropic asks you to choose at signup. The picker shows the actual default for every plan it recommends.
How fresh are these prices? +
Every price comes from the vendor's own pricing page, in euros with VAT included wherever the vendor publishes it that way, and an automated scan re-reads those pages weekly. The "Last verified" date at the bottom of this page moves only when we actually re-checked. We never bump dates to look fresh. AI pricing changed several times this year alone, which is exactly why the dates are part of the tool.
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